Mortgage Rates 2025 Uk. What does the future hold for uk mortgage rates? Mortgage rates are now settling into a more ‘normal’ range, and the expectation is that they will level out at around 3.5% by this time next year.

Mortgage rates have risen and fallen over the past few months, keeping homebuyers and remortgage customers on their toes. As such, our team has put together a forecast of 2025 mortgage rates based on insights and information pulled from across the uk’s economic landscape.